Before you configure
Understand rails, ledgers and compliance vocabulary so configurator answers stay accurate.
Use a computer
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Knowledge base
A complete library to understand the technologies, architectures and compliance requirements behind modern payment processors.
How to use this library
Browse languages, frameworks, architectures and compliance topics that shape a modern payment processor. Use this library before or alongside the smart configurator to make sharper scoping decisions.
Understand rails, ledgers and compliance vocabulary so configurator answers stay accurate.
Share category pages with stakeholders when debating stack choices or market constraints.
Keep a shared reference for engineering, product and risk while the build progresses.
Topic map
Backend and systems languages used in payment cores and API layers.
Web frameworks, messaging patterns and integration styles for gateways.
Orchestration, ledgers, multi-tenant designs and high-availability patterns.
PCI, AML/KYC, data protection and regional scheme expectations.
9 resources
Programming languages suited for payment infrastructure, spanning high-throughput gateway engines, ledger and core-banking backends, and rapid-iteration APIs. The right choice balances raw performance, ecosystem maturity, hiring availability and the safety guarantees a given payment flow demands.
Explore9 resources
Application frameworks for building payment platforms, from full-stack monoliths for rapid delivery to modular frameworks for large regulated cores and lightweight API frameworks for focused services. The right framework choice shapes team velocity, long-term maintainability, and how easily the platform can later be decomposed into services.
Explore9 resources
Software architecture patterns for payment systems, from simple monoliths well suited to early-stage platforms to event-driven and CQRS patterns needed at high transaction volume. The right pattern depends less on company size than on transaction volume, team topology and how strict your audit and replay requirements are.
Explore7 resources
Data storage solutions for payment workloads, spanning strongly consistent relational stores for ledgers, in-memory stores for sessions and rate limiting, and specialized stores for search and high-volume event logs. Choosing the right database per workload, rather than one database for everything, is one of the most consequential architecture decisions a payment platform makes.
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Third-party services commonly integrated into payment platforms, covering identity verification, fraud prevention, communications, and the cloud infrastructure payment systems run on. Very few payment platforms build all of these in-house; knowing which to buy, and from whom, is as much a part of the architecture as the code itself.
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Security mechanisms for payment platforms, covering how sensitive data is protected at rest and in transit, how access is controlled, and how anomalies are detected and investigated. These controls form the technical backbone that PCI DSS and other compliance frameworks ultimately audit against.
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Regulatory standards and frameworks for payment systems, ranging from card-industry security requirements to regional data protection and open banking directives. Meeting these frameworks is not a one-time certification exercise; most require ongoing evidence collection, monitoring and periodic re-assessment for the life of the platform.
ExploreFAQ
Use the smart configurator to capture markets and architecture, then order a custom build with our team.